Sphinx Consultants LLC (“Sphinx”) is a Delaware-based debt buyer specializing in the purchase and resolution of consumer debt portfolios. We acquire performing and non-performing receivables from financial institutions, retailers, healthcare providers, and other creditors, then work directly with consumers to achieve fair and sustainable resolutions.

By purchasing debt outright, we create win-win outcomes: creditors receive immediate liquidity, consumers gain a dedicated partner focused on realistic solutions, and our team builds a business grounded in compliance and integrity.

Who We Serve

Consumers
‍If you’ve received a call or letter from Sphinx, know that we own your account and are here to help you resolve it. Life’s challenges such as medical issues, job loss, or economic shifts can happen to anyone. We offer:
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• Flexible payment plans tailored to your situation.
• Clear communication without high pressure tactics.
• Educational resources to help you understand your debt and rebuild your financial health
• Multiple convenient ways to make payments and manage your account online.

Our goal is resolution. We treat every person we contact with dignity and work toward outcomes that allow you to move forward.

Debt Sellers & Brokers
‍We are an active buyer of consumer debt portfolios across a wide range of asset classes. Whether you have fresh charge-offs, seasoned portfolios, or large bulk offerings, Sphinx provides:
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• Competitive, transparent pricing with fast due diligence and closing.
• Strong track record of successful portfolio acquisitions.
• Full regulatory compliance and operational scale that gives sellers confidence.
• Ongoing partnership opportunities for forward-flow or recurring placements.

‍Future Team Members
‍At Sphinx, we invest in our people because they are the foundation of our success. We offer:

A supportive, professional work environment with ongoing training in compliance, negotiation, and consumer relations.Competitive compensation, benefits, and opportunities for growth in a growing industry.A culture that values integrity, accountability, and work-life balance.The chance to be part of a company that balances strong financial performance with ethical practices.If you’re looking for a meaningful career in finance or operations, explore our current openings to see if Sphinx is the right place for you. We’re always interested in connecting with talented professionals who want to make a difference.

• A supportive, professional work environment with ongoing training in compliance, negotiation, and consumer relations.
• Competitive compensation, benefits, and opportunities for growth in a growing industry.
• A culture that values integrity, accountability, and work-life balance.
• The chance to be part of a company that balances strong financial performance with ethical practices.

‍‍If you’re looking for a meaningful career in finance or operations, explore our current openings to see if Sphinx is the right place for you. We’re always interested in connecting with talented professionals who want to make a difference.

Contact Us